insurance

Civil Contractors Liability Insurance

Construction work is a risky as well as demanding industry. Accidents can happen to customers who visit the construction stores for consultation while at the same instance, contractors may get injured when carrying out renovations or doing building activities. Due to this, civil contracting insurance is necessary to cover the liability the business may be exposed to. Liability insurance protects the enterprise along with the contractors and the work they undertake.

Business Owners: Four Types of Insurance You May Need Before You Hire Your First Employee

Your business is expanding, and you are ready to hire your first employee. Before you do, you need to ensure that you have the right business insurance policies in place. Here are several different types of insurance policies to consider and a look at how they may benefit you: 1. Worker's Compensation Insurance If you plan to pay your employee at least $7,500 per year, you need to have a worker's compensation insurance policy in place.